Certificates
锁定一个很好的利率，今天就开一个加州海岸债券.
Save Today, Your Future Self will Thank You
建立您的储蓄与加州海岸证书，享受有竞争力的固定利率与您选择的期限从3个月到5年. 在大额存款中赚取更高的利率，加速你的储蓄.
A safe and secure way to save
存单将你的存款锁定一段时间, 而且比基本储蓄账户的利率更高. 你只需要至少1000美元的开户余额就可以开始了.
Certificates benefits:
- Choice of terms, from 3 months to 5 years
- Competitive, fixed-rate
- Online Banking 让您轻松访问帐户-审查交易历史, utilize budget tools, make external transfers, and more.
- Mobile Banking2 including Bill Pay, Deposit, PayItNow person-to-person payments3
- Free eStatements
- CoastLine Telephone Banking
Comparing Certificates
| Primary Certificate | 8 Month Liquid Certificate4 | 18 Month Bump Rate Certificate5 | Celebration Certificate6 | |
|---|---|---|---|---|
| APY1 | Varies by term and tier | 3.50% | As high as 0.55% | 9.50% |
| Term | 3 Months to 5 Years | 8 Months | 18 Months | 5 Months |
| Minimum Opening Balance | $1,000 | $1,000 | $1,000 | $500 |
| Features | Competitive Fixed Rate | One penalty-free withdrawal | One rate bump allowed during the term | High Fixed rate |
| Make Additional Deposits | Yes8 | Yes | Yes | No |
| New Money Required | No | Yes | No | Yes |
Comparing Seasonal Certificates
| Summer Certificate7 | Holiday Saver Certificate7 | |
|---|---|---|
| APY1 | 0.50% | 0.50% |
| Term | Dependent on Open Date | Dependent on Open Date |
| Minimum Opening Balance | $50 | $50 |
| Maturity Date | June 30 | October 31 |
| Make Additional Deposits | Yes | Yes |
| New Money Required | No | No |
Youth Certificates
| Youth Savings Certificate | |
|---|---|
| APY1 | Varies by term and tier |
| Term | 3 Months to 2 Years |
| Minimum Opening Balance | $100 |
| Make Additional Deposits | Yes |
| New Money Required | No |
More Ways to Save
Smart Savings
了解更多关于智能储蓄账户与加州海岸信用合作社. Contact us today to get started.
Money Market Savings
货币市场储蓄账户非常适合那些希望轻松获得资金和获得更高股息率的人.
Financial Wellness
学习理财技巧和技巧来更好地管理你的钱. From dealing with debt, to saving for your first home; learn how Cal Coast Credit Union can help you with your finances.
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APY = Annual Percentage Yield. Rates are accurate as of 05/10/2024. 年度百分比收益率假设股息将保留在账户中直到到期. 除非另有说明，提前提款的罚款适用于所有证书. Fees could reduce earnings. 房价及条款如有更改，恕不另行通知. Visit calcoastcu.网站或访问我们的分支机构之一，了解有关费率的详细信息, fees, and minimum balance requirements. Membership and credit subject to approval. 为每一个在圣地亚哥或河滨县生活或工作的人服务. 一次性5美元的会员费和储蓄账户是必需的. Restrictions apply.
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请咨询您的无线服务提供商，以确定是否适用数据和短信费率.
- Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.
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开立8个月定期存款的最低存款额为1,000元. The minimum balance to earn the 3.50% APY is $1,000. Offer excludes individual retirement accounts. New money only. Additional deposits of $1,可随时向您的8个月流动证书账户存入000或更多. After the first seven days, you may make one penalty-free withdrawal of $1,只要提款的余额为1美元，就可以在期限内存入1000美元或更多,000 or more, or closes the certificate. At maturity, 您的8个月流动证书帐户将以当时有效的现行利率自动续期为8个月证书帐户, 贷记股息成为本金的一部分.
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开立18个月存款证的最低存款要求是1000美元. The minimum balance to earn dividends is $1,000. 根据证书所有者的要求，可提供一次性的碰撞率选项. 从上调之日起的新利率将一直有效到存单到期日. 在此期间，任何时候都允许额外的存款. Other rates and terms available.
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APY= Annual Percentage Yield. Early withdrawal penalty applies. Fees could reduce earnings. Rates are accurate as of 04/08/24. NEW MONEY ONLY. Offer excludes individual retirement accounts. 主会员可以同一会员名称及相关税号开立一(1)个庆祝证书帐户. 开立庆祝证书的最低存款为$500. 存单开户余额不能超过$3,000. 以下条件也适用:(a)消费者帐户会员:每月一次有效交易, including but not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, 和账单支付)支票账户或公开(资金)消费贷款(不包括股票担保贷款和万事达信用卡账户)或最低余额为5美元,000 in a money market account, regular certificate account, or IRA certificate account. (b)商业账户成员:每月一次有效交易, including but not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, 商业支票帐户，并附有遗产税或最低余额为5美元,在商业货币市场账户中存入10,000英镑(收取费用), if applicable) OR a Business Line of Credit (LOC). 您将有30天的宽限期来满足要求. 指定的替代存款账户必须在存单期限内保持开放. If the conditions are not met, the 9.在剩余期限内，50%的声明APY可能会减少为3个月证书账户的有效APY.
Other restrictions may apply. Other rates and terms available. 服务于任何在圣地亚哥或河滨县生活或工作的人. Must meet membership and account opening criteria. 新会员-一次性缴纳5美元会员费并开立储蓄账户.
Cannot be combined with any other offer. 限时优惠，如有更改，恕不另行通知. 请访问韦德开户试玩分支机构或致电(877)495-1600了解利率详情, fees, and minimum balance requirements. Insured by NCUA.
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开立和获取APY的最低余额为50美元. 每月至少需要从另一个加州海岸股票账户自动存入50美元. Additional deposits are allowed at any time. If the balance falls below $50, or the automatic deposits are terminated, 存单将被注销，资金将转入您的储蓄账户.
- Certain deposit and term restrictions apply.
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